I (28M) have a close friend (26F) who recently asked me to lend her a significant amount of money because she overspent on a luxury vacation. For background, my friend has a history of being financially irresponsible and often relies on borrowing money from friends to cover her expenses.
She’s constantly chasing a lavish lifestyle beyond her means. Recently, she went on an extravagant trip to a luxury resort even though she’s been struggling with debts.
After returning, she reached out to me asking for a loan to help her cover her bills and rent. I know she spends recklessly on unnecessary things rather than managing her finances sensibly.
I care about her, but I’m tired of enabling her reckless spending habits. I’ve lent her money before, and she took advantage of my kindness by not repaying promptly.
This time, I decided to say no to her request, hoping she learns to be more responsible with her money. Now, she’s upset and calling me selfish for not helping her out in her time of need.
